Tag Archives: invoice finance

BofE base rate kept at 0.5% – are you benefiting?

The Bank of England base rate will remain at 0.5%. It is publicised that this is good news for borrowers but bad news for savers. If you are an invoice finance client there is a good chance you are operating … Continue reading

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Sunday Papers – Bad Advice?

I was reading an article in the sunday papers about an undercover journalist who had approached the high street banks with a business plan. He was requesting a £3,000 overdraft facility for a retail jewellery business. His complaint was that … Continue reading

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Why do lenders have a minimum contract period?

Well to be honest not all lenders do. The standard however does seem to be a 12 month contract with either a 3 or 6 month notice period. However, some lenders offer a 28 rolling contract and I have seen … Continue reading

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Minimum Base Rates – Do you know what you are paying?

Minimum base rates can mean you are paying more than you expect and more than you need to… When speaking to new clients and reviewing their existing facilities it is quite common for them not to be aware of the … Continue reading

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We can help you increase profits

Smart Factoring Quotes can help you increase your profits. How can we do this? We can help you: Increase profitable sales Reduce costs To learn more please take a look at – Increase Profits

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Smart New Website….

Smart Factoring Quotes are delighted to announce the launch of our new and improved site. Our aim has always being to be an online resource for business owners wanting to learn more about invoice finance. Our updated site is more … Continue reading

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Understanding Factoring Costs

Factoring costs can be quite difficult to understand if you do not know what to look out for. There is a page on the site advising people how best to minimise factoring costs. I thought it might be an idea … Continue reading

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Selective Factoring or Spot Factoring

Selective factoring allows a business to choose which debtors to factor. They then notify all invoices for that debtor to the factoring company. Spot factoring allows you to choose individual invoices to factor. This can be a one off invoice … Continue reading

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Factoring in Ireland

Invoice Factoring Quotes Ireland is proud to be supporting businesses in Ireland in what are very difficult times. Our .ie website is aimed at helping Irish business owners source cash flow solutions for their businesses. If you or any of … Continue reading

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Overdraft or Invoice Finance

I am often asked whether an invoice finance facility is cheaper than an overdraft facility. In short the answer is ‘no’. An invoice finance facility is typically more expensive than an overdraft facility. This is because of the workload involved … Continue reading

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